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How about free checking that buys you a cup of coffee? This account does just that with cash back on your debit card purchases.

Key Features

  • Cash Back on Debit Card Purchases
  • No Monthly Maintenance Fee
  • Refunds on ATM Withdrawal Fees*
  • Digital Banking
  • Earn cash back on a free checking account
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings effortlessly
  • Add Kasasa Protect® for comprehensive fraud protection
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services
  • Free first box of checks
  • $100 minimum deposit to open

Please note that receiving e-statements is a condition of having this account.

Earning cash back is as easy as pie.

So easy, in fact, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 1 direct deposit, ACH payment or bill pay transaction
  • At least 12 debit card purchases

And if you don’t meet these qualifications, don’t worry — your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information: You will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

2.00% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. In addition, you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursement of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met cash back payments are not made. Rewards will be credited to your Kasasa account on the last day of the current statement cycle. When Kasasa Cash Back is linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Must be enrolled in and agree to receive e-statements. Monthly Direct Deposit/ACH credit/Billpay and twelve (12) debit card purchases post and settle to account are qualifications of these accounts. Limit 1 account per individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.