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Rates

Make saving so easy it’s silly with this free account that links to your Kasasa® checking. You’ll also earn high interest.

Key Features

  • High Interest
  • Automatic Savings
  • No Monthly Maintenance Fee
  • Digital Banking
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 1.00% APY* on balances up to $100,000
  • 1.00% to 0.20% APY on balances over $100,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services
  • $100 minimum deposit to open

And earning a higher rate is no problem at all.

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment or bill pay transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your accounts are still free.

Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.  "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information: Depending on what Kasasa account your saver is linked to, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: 

Kasasa Saver: When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY* of 1.00% and average daily balances over $100,000 earn an interest rate of 0.20% on the portion of the average daily balance over $100,000, resulting in a range from 1.00% to 0.20% APY* depending on the account's average daily balance.  When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY*.

APY* = Annual Percentage Yield.  Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account.  Monthly Direct Deposit/ACH credit/Billpay, enrollment in electronic statements and twelve (12) debit card purchases post and settle to account are qualifications of these accounts.  A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account.  Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa, Kasasa Cash, Kasasa Saver Cash and Kasasa Saver Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.