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A message to our customers on Pandemic Preparation/COVID-19:

As of June 2nd all of our 8 Branch Lobbies are OPEN at Farmers State Bank.  We opened our lobby in phases to ensure that we were monitoring and adjusting to the new health and safety standards.  The health and safety of our staff, customers and communities is our top priority.  The lobby may feel a little bit different than what you were used to before the pandemic, but please know that our service and experience you receive as a customer will not change. 

We have implemented many safety procedures like heightening our cleaning procedures in customer areas. If you do elect to come inside the bank, we may ask you to briefly remove your mask for identification and safety purposes. You are also welcome to call ahead to your branch if you need documents prepared to shorten the length of your visit.

Here is what you will need to know :

  • Appointments are still available to avoid longer wait times, but not mandatory.
  • Hand sanitizer will be located at the entrance of the branch and other stations.
  • Surfaces will be cleaned throughout the day and thoroughly at night.
  • Be respectful of staff and other customers by practicing social distancing.
  • Masks are allowed after initial identification.  Full face masks, masks combined with sunglasses, hats, and hoodies are not allowed. 
  • Please stay at home if you are feeling sick, have been in contact with someone who has been sick, or have flu like symptoms.

We encourage social distancing and invite you to use our drive-thru locations and online banking products at any time. Some of these services include:

  • ATM’s to get access to cash. Our 7 ATMs will be closely monitored and stocked for customer access to cash.
  • Debit Card to pay for items rather than using cash.
  • Online Banking to manage accounts, transfer funds and more.
  • Mobile Banking App can be downloaded on your smartphone.
  • Mobile Deposit from our Mobile App. Deposit your checks from home!
  • Night Deposit Boxes will be checked multiple times throughout the day.

If you have any questions on how to use these products or would like to make a personal appointment to save time, please call your local branch.


Economic Impact Payments

On April 2, 2020, the Treasury Department and the Internal Revenue Service announced the distribution of economic relief payments to help Americans combat the financial effects of the COVID-19 outbreak.

Stimulus Payment Tips

Information regarding the stimulus payments and delivery method.  Learn More 

See if you are eligible to receive a stimulus check.  Learn More

Apply for a stimulus check or change the method of delivery to direct deposit using the IRS portal.  Learn More

The above website links are the best way for you to gain information regarding the stimulus payments.  The IRS phone number is currently overwhelmed with phone calls.  Try getting your questions answered online first before calling IRS support. 

If you receive your paper check we suggest depositing it quickly and efficiently using our mobile deposit app.  Learn more about our online banking and mobile app.  If you do not have online banking-mobile app and would like to get it set up, please contact your local branch during business hours to assist you. 

Tips for Depositing Checks:

  1. Proper endorsement is required for government checks.  Must be endorsed by the payee.  More than one signature is required if there are two or more payees on the front of the check.
  2. The check should be deposited into an account in the payees name.
  3. Proper restricted endorsement is required for mobile deposits. 

For Mobile Deposit Only to Farmers State Bank

“Your account number”

“Your signature / all Payee signatures if multiple”

For other issues concerning the stimulus checks and/or to get them corrected, please refer to the IRS website for directions. 


Temporary Branch Banking Changes

For the safety and well-being of our employees, customers and communities we are temporarily adjusting some of our branch operations.  Currently, there are no changes to bank services or hours of operation however, we encourage you to use the branch location page for the latest updates to your specific branch. 

Don’t forget our digital banking channels are at your fingertips and personnel staffing at each drive thru (if available).  Farmers State Bank is here for you and we are doing everything possible to serve our customers and meet your banking needs. 


Starting Wednesday March 25th, the remaining Farmers State Bank and Nebraska Bank branch lobbies will be closed, with access by appointment only.  This decision was made to ease the fear, anxiety and emotions around the uncertainty of this pandemic event not as a response to increasing risk surrounding these locations.

We encourage everyone to utilize our Drive Thru (if available), ATM, Night Drop, Online/Mobile Banking (FSB-InTouch), Phone Banking or a telephone call to access all of our banking services. For the branches without Drive Thru service, please contact your branch to set up a suitable option that meets your banking needs. 

If any additional changes are necessary it will be communicated by our website, social media (facebook), posted at your local branch and on our google business listing.

We want you to know that Farmers State Bank is here for you and we are doing everything possible to serve our customers and the communities during this challenging time.   

#fsbCares #washyourhands #flattenthecurve


Starting today Friday March 20th, the Dodge branch lobby will be closed.  Appointments can be made for transactions that can’t be handled through digital means.  This closure is due to the current amount of foot traffic in our main location and proximity to the metro areas which causes a greater threat.  We encourage everyone to utilize our Drive Thru, ATM, Night Drop, Online/Mobile Banking, Phone Banking or a telephone call to access all of our banking services. 

Management continues to monitor the situation closely and will assess each branch individually.  Other lobby closures may occur in the future based on risk.  Until then we will continue business as usual with increased awareness to protect not only our staff, customers and communities but other measures are in place for social distancing to help prevent the spread. 

The situation we are currently in is constantly changing.  There is some uncertainty, fear, emotions, and mixed messages so our goal is to remain open in a safe environment for those with a financial need.  If bank hours or services change it will be communicated by our website, social media, posted at your local branch and on our google business listing.

We want you to know that Farmers State Bank is here for you and we are doing everything possible to serve our customers and the communities for your financial needs through this time. 

#fsbCares #washyourhands #flattenthecurve


A message to our customers on Pandemic Preparation/COVID-19:

At Farmers State Bank, the health and well-being of our customers, employees, and communities is our top priority. We understand the concern and uncertainty you may be experiencing surrounding the coronavirus (COVID-19) and we are committed to being responsive to the needs of our customers and employees as the situation evolves.

We strongly encourage you to use Farmers State Banks digital tools and other resources for self-service banking and 24/7 account access. You can access your account online or by using the mobile app at your convenience. From there, you can make payments, view transactions, check balances, make deposits, find ATMs, locations and more. It’s easier and faster (in most cases) to manage your account digitally.

If you haven’t enrolled in online access, please contact your local branch or apply online at  Search ‘FSB InTouch’ to download our mobile app for your Apple or Android device.  The links can be found on our website below for the App Store or Google Play.

We also understand that there may be instances where customers find themselves facing financial difficulties. Farmers State Bank is here to help and we encourage customers who may be impacted to reach out to discuss how we might be of assistance.

Since the health, safety and well-being of our customers, employees and communities is of paramount concern, we have taken additional sanitary measures including increased disinfecting and other general interventions to help slow the spread of this virus.  We continue to monitor this quickly evolving situation and are here to assist our customers as needed.

Please visit the Farmers State Bank website at, Facebook page or contact your local branch as the situation evolves for the latest updates.  We will post and notify you if our branch hours or services change.

The best source for additional information about COVID-19, is the Centers for Disease Control and Prevention at  The best defense is knowledge obtained from factual, accurate & up to date information.

Farmers State Bank/Nebraska Bank Management Team