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APY = Annual Percentage Yield. Rates and APYs accurate as of September 4, 2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Kasasa Cash*Learn More

Balance Minimum Opening Deposit Rate APY
0 - $25,000 $100 2.472% 2.50%
$25,000+ $100 0.200% 2.50% to 0.20%
All balances if qualifications not met $100 0.050% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment or bill pay transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

Kasasa Saver*Learn More

Balance Minimum Opening Deposit Rate APY
0 - $100,000 $100 0.995% 1.00%
$100,000+ $100 0.200% 1.00% to 0.20%
All balances if qualifications not met $100 0.050% 0.05%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH payment or bill pay transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive e-statements

And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Basic SavingsLearn More

Balance Minimum Opening Deposit Rate APY
$100 - $24,999.99 $100 0.350% 0.35%
$25,000 - $49,999.99 $100 0.499% 0.50%
$50,000+ $100 0.599% 0.60%

Other Savings

Account Minimum Opening Deposit Rate APY
Holiday Club Savings $25 0.350% 0.35%
IRA Savings n/a 1.588% 1.60%
Health Savings Account (HSA) $100 0.399% 0.40%

Checking PlusLearn More

Balance Minimum Opening Deposit Rate APY
$1,000 - $4,999.99 $100 0.349% 0.35%
$5,000 - $9,999.99 $100 0.399% 0.40%
$10,000 - $24,999.99 $100 0.449% 0.45%
$25,000+ $100 0.499% 0.50%

Money Market AccountsLearn More

Balance Minimum Opening Deposit Rate APY
Up to $9,999.99 $100 0.399% 0.40%
$10,000 - $49,999.99 $100 0.499% 0.50%
$50,000 - $99,999.99 $100 0.598% 0.60%
$100,000 - $249,999.99 $100 0.797% 0.80%
$250,000+ $100 1.292% 1.30%

Certificates of Deposit (CDs)Learn More

Term Minimum Opening Deposit Rate APY
3 Month $5,000 0.599% 0.60%
6 Month $500 0.699% 0.70%
9 Month $500 0.799% 0.80%
12 Month $500  1.442% 1.45%
18 Month $500  1.541% 1.55%
24 Month $500  1.837% 1.85%
30 Month $500  1.887% 1.90%
36 Month $500  1.936% 1.95%
48 Month $500  1.985% 2.00%
60 Month $500  1.985% 2.00%

Penalty for early withdrawal.